Open season: Health insurance shoppers have until Dec. 16 to check out ACA exchange

November 7, 2019, Daily Journal, Michaela Gibson Morris - Getting sick or injured without health insurance can break anybody’s bank. Through Dec. 15, folks without access to employer-based health insurance or Medicare can shop the federal health care exchange created by the Affordable Care Act, commonly called Obamacare. “People assume I can’t afford it or it’s not a good plan, but that’s not true,” said Veronica Bell of Tupelo-based Bell Associates, which is certified to serve as a broker for the exchange. “We’ve gotten good reports all around.” Most people can shop on the exchange; you have to be a U.S. citizen or legal resident. The federal marketplace is the only venue where Mississippi insurance shoppers can access income-based subsidies and use tax credits to pay for premiums if they fall between 100 and 400 percent of the federal poverty level. For a family of four, that would range from $25,100 to $100,400.

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